Your trust is our priority.
The Corning Credit Union Privacy Policy details how we collect, use, and protect your personal and financial data. It explains our commitment to security, your privacy choices, and when information might be shared, ensuring transparency in our banking practices.
At Corning Credit Union, protecting your personal and financial information is a core principle of our operations. This Privacy Policy explains our practices regarding the collection, use, and safeguarding of your data. We are dedicated to maintaining the confidentiality and integrity of your non-public personal information, adhering to strict standards set by federal and state regulations.
Our commitment extends beyond legal requirements; it is fundamental to the trust you place in us as your financial partner. We believe in transparency about how your data is handled, ensuring you understand the measures we take to keep your information secure and private. This document serves as your guide to our privacy practices, detailing how we manage the information you share with us when you become a member or use our services.
Corning Credit Union collects various types of information to provide you with financial services and to meet regulatory obligations. This includes data you provide directly, such as your name, address, social security number, and account balances, as well as information about your transactions and credit history. We gather this information when you apply for an account or loan, make transactions, or interact with us through our website or branches.
We are careful about who we share your information with, ensuring that any third-party service providers are contractually obligated to protect your data with similar standards to our own. For more details on federal consumer financial privacy rights, you can visit the Consumer Financial Protection Bureau (CFPB) website.
Corning Credit Union provides you with choices regarding the sharing of your non-public personal information. You have the right to limit certain types of sharing, such as sharing with affiliates for marketing purposes or with non-affiliates for their marketing efforts. We provide clear instructions on how to exercise these choices, typically through opt-out forms or by contacting our member service representatives directly. Your preferences are important to us and are respected in our data handling processes.
"Protecting our members' financial information is not just a policy; it's a fundamental part of our commitment to service and trust."
We employ a variety of security measures to protect your personal and financial data from unauthorized access and disclosure. These measures include physical, electronic, and procedural safeguards. Our systems are protected by firewalls, encryption technologies, and multi-factor authentication where appropriate. We regularly review and update our security protocols to adapt to evolving threats and maintain the highest level of protection for your information. For additional information on online security best practices, you may refer to resources from the Federal Trade Commission (FTC).
| Information Type | Collected By Corning Credit Union | Purpose of Collection | Shared With Third Parties (Conditions Apply) |
|---|---|---|---|
| Personal Identifiers (Name, SSN) | Yes | Account opening, identity verification, legal compliance | Yes (e.g., credit bureaus, regulatory bodies) |
| Transaction Data (Account numbers, payment history) | Yes | Processing transactions, account servicing, fraud prevention | Yes (e.g., payment processors, auditors) |
| Credit Information (Credit scores, loan history) | Yes | Loan applications, risk assessment, credit reporting | Yes (e.g., credit bureaus, loan servicers) |
| Online Activity (Website visits, IP addresses) | Yes | Website functionality, security, service improvement | No (only aggregated, non-identifiable data for analytics) |
Corning Credit Union